International Journal of Current Microbiology and Applied Sciences (IJCMAS)
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Original Research Articles                      Volume : 8, Issue:6, June, 2019

PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : /
Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
NAAS RATING 2020: 5.38

Int.J.Curr.Microbiol.App.Sci.2019.8(6): 3036-3040

Possession and Utilization Pattern of Cashless Payment Methods by Respondents
Manisha Ohlan and Ella Rani*
Department of Extension Education and Communication Management, I.C. College of Home Sciences, CCS Haryana Agricultural University, Hisar, Haryana, India
*Corresponding author

Cashless economy doesn’t mean shortage of cash rather it indicates a culture of people settling transactions digitally. In a modern economy, money moves electronically. Hence, the spread of digital payment culture along with the expansion of infrastructure facilities is needed to achieve the goal. The present study was conducted in Hisar district of Haryana state covering 200 respondents from two localities viz., rural and urban. The results shows that majority of respondents had possession of ATM card, followed by debit and credit card and are supported by Khan (2010) indicated the significant dimensions of ATM service quality as convenience, efficient operation, security and privacy, reliability and responsiveness. It also reflected a positive and strong relationship between ATM services and customers’ satisfaction. Further, results shows that first rank was given to ATM card, followed by credit card and debit card as cashless payments method were utilized by the respondents

Keywords: Cashless system, Possession, Utilization, Bankcards

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How to cite this article:

Manisha Ohlan and Ella Rani. 2019. Possession and Utilization Pattern of Cashless Payment Methods by Respondents.Int.J.Curr.Microbiol.App.Sci. 8(6): 3036-3040. doi:
Copyright: This is an Open Access article distributed under the terms of the Creative Commons Attribution-NonCommercial-ShareAlike license.