National Academy of Agricultural Sciences (NAAS)
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PRINT ISSN : 2319-7692
Online ISSN : 2319-7706 Issues : 12 per year Publisher : Excellent Publishers Email : editorijcmas@gmail.com / submit@ijcmas.com Editor-in-chief: Dr.M.Prakash Index Copernicus ICV 2018: 95.39 NAAS RATING 2020: 5.38 |
The present study entitled “Performance of District Central Cooperative Banks in Maharashtra State” has been undertaken to examine the performance of DCCBs in Maharashtra by way of studying the trends in performance indicators both period wise and region wise. The attempt has been made to examine purpose wise lending activities by DCCBs and share of DCCBs in total credit disbursement for agriculture in Maharashtra. The attempt has been made to examine the magnitude and direction of inequality in the flow of credit and the determinants in the short term credit amongst the regions in the state. The problems faced by the DCCBs in disbursing and recovery of agricultural loans have been studied along with the remedial measures. The study is based on secondary data obtained from 30 DCCBs in Maharashtra for the period of past 15 years from 2000-01-2014-15. The credit gap based upon the scale of finance exercised in different regions and the actual requirement for different crop was studied. The region wise Coefficient of Variance (CV), Theils Entropy Coefficient I (Yi), Gini ratio and Lorenz curve were used for measuring regional inequality in the disbursement of short term and medium term credit in the state. The results showed that there was an inequality in per hectare short term credit flow in all the regions and state as whole during study period.
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