National Academy of Agricultural Sciences (NAAS)
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PRINT ISSN : 2319-7692
Online ISSN : 2319-7706 Issues : 12 per year Publisher : Excellent Publishers Email : editorijcmas@gmail.com / submit@ijcmas.com Editor-in-chief: Dr.M.Prakash Index Copernicus ICV 2018: 95.39 NAAS RATING 2020: 5.38 |
This study aimed at assessing the socio-economic status, cost and returns of income-generating activities, effects of micro-finance and empowerment of self-help group members (SHG) in Bithri Chainpur Block of Bareilly district of Uttar Pradesh. Primary data was collected from 80 SHG members and 30 non-SHG members with the help of structured schedule for the year 2012. The SHG members possessed assets like agriculture, poultry, piggery through SHG finance, while non-members created assets like agriculture, Farm laborer by loan utilization. The 6SHG members was total annual income higher in compare of non-SHG members. The credit amount borrowed per member of SHG member was Rs.25,000. The savings per member per year in SHG was Rs.5,326 compared to non-SHG Rs. 1,421. The Returns per rupee of cost from agriculture (in 3 SHG group), Poultry and Piggery was Rs 15,000, Rs 20,000, Rs 21,000, 30,000 and 35,000 respectively. In the SHG members about 74 percent of all economically active women are engaged in agriculture, 12 percent farm laborers. The SHG play a major role in empowering women in terms of social, economic and capacity building to encourage more of SHGs. The majority of women (more than 80.00 per cent) agree that there in better awareness and better communication skills due to participation in SHGs. Hence, the participation of NGOs should be encouraged to promote number of SHGs covering the entire women folks.
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