National Academy of Agricultural Sciences (NAAS)
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PRINT ISSN : 2319-7692
Online ISSN : 2319-7706 Issues : 12 per year Publisher : Excellent Publishers Email : editorijcmas@gmail.com / submit@ijcmas.com Editor-in-chief: Dr.M.Prakash Index Copernicus ICV 2018: 95.39 NAAS RATING 2020: 5.38 |
Timely disbursement of credit is game changer in agricultural production. There are few factors which impedes the availability of the credit from institutional structure and make farmers depended on informal ones. A number of innovative methods like KCC, SHG bank linkage groups, JLGs and FPOs had been promoted for financial inclusion under institutional structure. Except KCC, performance of other methods had been outstanding in recent years. Factors such and age, education, farm and land size influence the adaptation of KCC. Card based and Mobile based payment system was also developed in order to bring transparency in payment methods.
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